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*Loan Disclaimer: APR ranges from 12% to 35% for North Carolina residents and 12% to 49% for South Carolina residents. Loan repayment terms range from 12 to 72 months, depending on the applicant’s qualifications and state of residence. For example, a loan of $2,506.29 repaid over 45 months with an APR of 33.84% would require 45 monthly payments of $99.00, resulting in a total finance charge of $1,948.71 and a total repayment amount of $4,455.00. Actual rates and terms may vary based on creditworthiness and other factors.